Tim Pinkoski, B. Comm., PFP
Senior Wealth Advisor, Senior Portfolio Manager, Senior Investment Advisor
Jane Capt
Assistant
Harj Takhar, MFA-P
Estate And Insurance Advisor
Harj specializes in helping high-net-worth and ultra-high- net-worth families protect and transition their wealth through sophisticated insurance and estate planning strategies.
He embraces the nuances and complexities surrounding intricate organizational structures and leverages his deep expertise in wealth preservation to design tailored insurance solutions. His advisory approach focuses on minimizing tax, optimizing cash flows and integrating business and succession planning. Additionally, Harj helps implement appropriate trust, philanthropic, and estate planning strategies to fulfill family legacy objectives. He strives to provide clients with a sense of financial well-being and confidence in their family’s wealth stewardship.
Prior to joining Richardson Wealth in 2024, Harj spent nearly a decade advising affluent families and business owners on financial, tax, estate, succession, emigration, and cross-border planning in both the public accounting industry and financial services sectors.
Harj shares our team’s belief in lifelong learning and holds multiple designations – Chartered Professional Account (CPA), Certified Financial Planner (CFP), Trust and Estate Practitioner (TEP), Chartered Life Underwriter (CLU) – and is currently pursuing his US Certified Public Accountant designation with an anticipated completion date of 2026.
Harj lives with his wife and their two children. When time permits, he can be found playing basketball, enjoying live theatre, or trying the newest restaurant in the city.